DPDP Act 2023 Compliant

Banking-grade payments
for everyone

PayLite is a secure, RBI-regulated digital wallet that keeps your money moving and your data protected.

₹2Cr+
Transactions processed
50K+
Active users
99.9%
Uptime SLA
Live
Available Balance
₹12,450.00
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Send
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Load
history
History
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Riya Sharma
Today 2:30 PM
−₹500
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Arjun Mehta
Yesterday
+₹1,200
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DPDP Act 2023
Full compliance
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RBI Licensed
Payment aggregator
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ISO 27001
Security certified
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256-bit AES
End-to-end encrypted

Everything you need to move money

Built on modern infrastructure with privacy and security at its core.

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Instant Transfers

Send money to any PayLite user in under a second. Real-time settlement, zero delays.

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Bank-grade Security

Multi-factor authentication, device fingerprinting, and real-time fraud detection.

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DPDP Compliant

Granular consent controls. You choose exactly what data we collect and why.

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Full Audit Trail

Every transaction logged with trace IDs. Dispute resolution within 24 hours.

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Chaos Engineering Lab

Test failure scenarios in a sandbox. See how the system responds before it matters.

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Works Everywhere

Responsive design that works on any device. Offline-first with local storage fallback.

Built for the next billion users

PayLite was founded to solve the last-mile problem in digital payments — serving users who need reliable, low-cost financial services without sacrificing privacy or security.

We are fully compliant with RBI guidelines, PMLA requirements, and the Digital Personal Data Protection Act 2023. Your data is yours.

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RBI Authorised
Payment Aggregator Licence No. PA-2024-001
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PCI DSS Level 1
Highest card data security standard
verified
NPCI Member
Integrated with UPI, NEFT, IMPS

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🪪 KYC Information
Required under PMLA Rule 9 and the Income-Tax Act §139A to open any financial-services account in India.
📋
Privacy Policy & Consent Preferences
Click each consent to see exactly why we collect that data

Under DPDP Act 2023 §6, every piece of personal data must be tied to a specific purpose. Three consents below are required by law; three are optional and can be toggled anytime from the Preferences page.

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Welcome back, User

Here's your financial overview

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Available Balance
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Quick Actions
send
Send Money
Transfer to any PayLite user
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Load Wallet
Add ₹500 test funds
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History
View past transactions
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KYC Status
Complete your verification
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Preferences
Manage DPDP consents
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Chaos Lab
Test failure scenarios
Recent Transactions
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Received from Priya Sharma
Today, 3:42 PM  ·  Ref: TXN8821044
+₹1,200.00
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Sent to Rahul Verma
Today, 1:15 PM  ·  Ref: TXN8820891
-₹350.00
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Wallet Loaded
Yesterday, 9:00 AM  ·  Ref: TXN8819340
+₹500.00
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Sent to Anjali Singh
Yesterday, 6:30 PM  ·  Ref: TXN8819102
-₹800.00
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Received from Vikram Nair
2 days ago, 11:20 AM  ·  Ref: TXN8817765
+₹950.00
This Month
Total Sent
₹4,250
12 transactions
Total Received
₹7,800
8 transactions
Net Flow
+₹3,550
Since Aug 1
Security & Privacy
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Account Security
Two-factor auth ✓ Enabled
Last login Today, 7:00 PM
Device trusted ✓ Yes
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DPDP Compliance
Consents given 3 active
Data requests None pending
Privacy notice ✓ v3.0
Notifications
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Complete your KYC
Your KYC verification is pending. Complete it to unlock higher transaction limits.
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Privacy Notice Updated
PayLite updated its Privacy Notice to v3.0 on 1 Jan 2025. View notice
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Wallet Active
Your wallet is active and all systems are operational.

Send Money

Instant transfer to any PayLite account

Transfer Details
Balance: ₹ —

Transaction History

Credits, debits and all transfers

Transactions
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KYC Verification

Identity verification status

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KYC Status
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Trigger KYC Verification
Verify identity against government databases

This initiates a simulated KYC check against government databases. Toggle Slow Mode to test timeout observability.

Off — normal speed

Manage Your Preferences

Update or withdraw consent for how PayLite processes your personal data. Changes take effect immediately under DPDP Act 2023 §6.

Logged in
Privacy Notice Accepted — accepted during account creation

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Chaos Engineering Lab
Inject failures into PayLite services and observe the telemetry: Logs → Traces → Metrics
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Step 1
Pick Scenario
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Step 2
Trigger
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Step 3
Observe
Chaos Scenarios

My Data Rights (DSR)

Exercise your rights under the DPDP Act 2023 — access, correct, erase or port your data. All requests are submitted to DPFlo and tracked in real time.

Logged in

Submit a New Request

history My Request History (from this device)

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support_agent Not satisfied with the response?

Under DPDP Act §13, you can escalate to our Grievance Officer if your request is not resolved within 30 days or you disagree with the outcome.

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Administrator Panel

Manage users, monitor activity, and generate reports

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Total Users
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Active Users
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Deleted (DSR)
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KYC Verified
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Transactions
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Total Volume
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Consent Events
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DSR Events
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UserPhoneKYCStatusBalanceJoinedActions
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Settings

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Connected dpflo Org

Configure which dpflo instance and Org this PayLite demo sends consent records to. On-appliance this defaults to the co-located dpflo over loopback. Changes take effect immediately — both server-side HMAC forwards and browser-side API calls.

The scheme+host used for server-to-server HMAC consent forwards and browser API calls.
The dpflo organisation slug used in /api/public/preferences/<slug>.
Sent as the Host header on server-to-server calls so dpflo routes to the correct realm. Defaults to the hostname of the base URL.
Effective Config Source
Current settings are drawn from:
Precedence: Database (operator-saved) > environment variable > built-in default.
Set DPFLO_PUBLIC_BASE, DPFLO_ORG_SLUG, DPFLO_HOST env vars for env-level defaults; this form saves to DB and takes highest precedence.